1. Asking Price to Sales ratios?
2. What did the home down the street from me sell for?
3. Average time on the market here in PG?

Well this may not be good news for those of us in small cities like Prince George. It appears those that are borrowing everything to own a home in the big cities may affect those of us that have very reasonable priced homes in smaller places. If 2010 was the year you were planning on buying your first home you may want to talk to your mortgage broker or banker soon than later.

"Finance minister tells CTV Ottawa may raise minimum down payment for home buyers and reduce amortization period to stop some from taking on too much debt"... Click Here for the rest of the info.

To: "Posterous" 
From: "Dean Birks" 
Date: Sun, 20 Dec 2009 00:48:22 +0000 
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Not a good thing anytime but today the NT Air building at the Prince George airport burned to the ground. I think this building was built near the end of World War Two. 
Best regards, 
Dean Birks - REALTOR 
Royal LePage Prince George

Sent via BlackBerry

What’s Your Credit Score and How is it Calculated

Payment History – How you pay your bills - 35%

Specific types of accounts (credit cards, retail cards, loans, mortgage,)

Presence of adverse public records (bankruptcy, judgments, suits, liens, collection items)

Severity of delinquency (how long past due) and amount due on collection items.

Time since and number of past due items on account.

Number of accounts paid as agreed.

- For the entire list Click Here (.pdf file 64KB)

The phone calls are slowing down and there are fewer buyers active at the moment and the listings are low. Just prior to Christmas makes for a good solid spring run. Now I have time to put up those Christmas lights I have been putting off and hopefully just before the next cold snap.

Have a super weekend!